April has come and gone. I continue to work my financial plan. The progress made this month was good. The longer I work my plan the easier it becomes to work my plan. Let’s take a look at how the month of April shook out! Spending/Savings Spending was down from normal this month. The mainContinue reading “April 2021 Financial Update”
Category Archives: Budgeting
March 2021 Financial Update
Another month has come and gone. I continue to make progress on my financial goals. I continue to keep my spending in check and continue to save. It was a good month for dividends but I took a hit on options trading. My debt continues to decrease. The retirement accounts continue to grow in value.Continue reading “March 2021 Financial Update”
February 2021 Financial Update
The road to financial freedom is not a freeway for most of us. It is a winding road with many ups and downs. The key, at least for me, is to set goals and tune out the outside noise as I navigate the road to financial freedom. Another month has passed so let’s take aContinue reading “February 2021 Financial Update”
January 2021 Update
January was a busy month. We have seen political unrest, a new administration inaugurated, the pandemic raged on even as vaccines were rolled out, retail investors taking on hedge funds and the stock market ended the month lower. Despite all of this going on this month I was able to stay calm and stick toContinue reading “January 2021 Update”
Keys to my success
A little over a year ago I decided to take charge of my financial life. Over the past year the progress I have made in my personal finances has been much better than expected. I have identified three things, besides luck, that have greatly contributed to my success: creating a budget, automating savings and diversifyingContinue reading “Keys to my success”
How I learned (and continue to learn) about personal finance and investing
When I started my journey to financial freedom a little over a year ago I sought several resources to help educate myself in the areas of personal finance and investing. Some of the resources I turned to included books, websites and You Tube videos. At first I was mainly interested in getting my debt underContinue reading “How I learned (and continue to learn) about personal finance and investing”
December 2020 update
It is time for another monthly update. This brings to a close my first year of taking charge of my finances. This month seen my savings go up to $3,500. The retirement accounts continued to grow this month reaching a total of $108,000. Dividend income this month was $306. For the year I made $1,878Continue reading “December 2020 update”
2021 Goals
In 2020 I learned a lot about taking charge of my finances from budgeting, debt management, creating new income streams to investing. I made significant financial progress in 2020 and look to build on that success in 2021. While many do not believe in New Year resolutions, I do believe in setting goals. I believeContinue reading “2021 Goals”
Reflecting on 2020
Even though the year 2020 still has a few days left I thought it would be a good time to look back over the year and reflect on how the year went. It was definitely an interesting year. The year started out with me still adjusting to my new job with a new work schedule.Continue reading “Reflecting on 2020”
November 2020 update
This month was a great month. I continue to pay down debt which caused my savings to drop to $3,200. My retirement accounts took off this month finishing the month at almost $104,500. Dividends received this month totaled $277 bringing the total for the year to $1,571. This was my best month yet for optionContinue reading “November 2020 update”
