This month seen my savings increase again. I now have $580 in savings and $360 in the high yield savings account for a total of $940. My retirement also increased to $70,500. I continue to slowly chip away at my debt. My net worth at the end of the month is -$41,785. Progress is slow but I have a lot to learn. I am focusing on changing my financial habits and learning how improve my financial situation. I have been doing some reading and watching some YouTube videos on finances. At this point, Dave Ramsey and Phil Town are influential in my learning process. While not much happened this month I continue to strive to spend less, earn more, pay down debt, invest and stay invested.