Well, this update is a little late. Those who follow me on Twitter (@collar_bill) may know that I have been dealing with power outages and internet outages from a recent storm that downed some trees in my yard. Fortunately, no one was hurt, the damage was minimal and the power and internet is back on. This week was also a busy week financially. Let’s check out how the accounts did this week.
Dividends
The following dividends were received in the Traditional IRA this week:
- Schwab U.S. Dividend Equity ETF (SCHD) – $69.69
- Vanguard Total Stock Market Index ETF (VTI) – $18.80
- Broadcom Inc. (AVGO) – $22.06
- Fidelity Government Money Market Account (SPAXX) – $0.06
- PepsiCo Inc. (PEP) – $23.44
All of the dividends received in the Traditional IRA this week were reinvested into the underlying positions.
The following dividends were received in the Roth IRA this week:
- Nationwide NASDAQ 100 Risk Managed Income ETF (NUSI) – $2.16
- Schwab U.S. Dividend Equity ETF (SCHD) – $1.14
- Vanguard Growth Index ETF (VUG) – $0.30
- Crown Castle International Corp. (CCI) – $0.23
- Digital Realty Trust Inc. (DLR) – $0.26
- Invesco NASDAQ Next Generation ETF (QQQJ) – $0.15
- Amplify CWP Enhanced Dividend ETF (DIVO) – $1.14
- Huntington Bancshares Inc. (HBAN) – $1.64
All of the dividends received in the Roth IRA this week were reinvested into the underlying positions.
The following dividends were received in the taxable brokerage account this week:
- Vanguard Total Stock Market Index ETF (VTI) – $0.19
- Invesco NASDAQ 100 ETF (QQQM) – $0.07
All of the dividends received in the taxable brokerage account this week were deposited into the core account to be reinvested later.
The total amount of dividends received this week was $141.33.
Buys/Sells
The following buys were made in the Traditional IRA this week:
- Vanguard Total Stock Market Index ETF (VTI) – 0.676 shares
The following buys were made in the 401k this week:
- DFA Commodity Strategy Portfolio – 59.0471 units
- Vanguard Small Cap Index Fund – 16.8828 units
- American Funds Capital Income Builder – 34.0649 units
- Vanguard Total International Stock Market Index Fund – 1.9658 units
- Vanguard Total Bond Market Index Fund – 2.34 units
- Vanguard Total Stock Market Index Fund – 7.6175 units
The following buys were made in the taxable brokerage account this week:
- ASML Holding NV (ASML) – 0.01642 shares
- Pinterest Inc. (PINS) – 0.05982 shares
- Roku Inc. (ROKU) – 0.01411 shares
- CRISPR Therapeutics AG (CRSP) – 0.01661 shares
- Chewy Inc. (CHWY) – 0.05713 shares
- Personalis Inc. (PSNL) – 0.14285 shares
- Sea Ltd – ADR (SE) – 0.02034 shares
- Vanguard Total Stock Market Index ETF (VTI) – 0.0084 shares
- JD.com Inc. – ADR (JD) -0.02985 shares
- Invitae Corp. (NVTA) – 0.31313 shares
- Materialise Nv – ADR (MTLS) 0.05188 shares
The following sells were made in the 401k this week:
- DFA Global Real Estate Sector Portfolio – 28.3442 units (closed out position)
- Clearbridge Small Cap Growth Fund – 9.7743 units (closed out position)
- PGIM High Yield Fund – 46.0601 units (closed out position)
The following sells were made in the taxable brokerage account this week:
- Caredx Inc. (CDNA) – 0.07097 shares (closed out position)
Options Trading
The following options trades were made in the Traditional IRA this week:
- ProShares UltraPro QQQ (TQQQ) – sold a cash secured put at a strike price of $50.00 expiring on April 8, 2022 for a premium of $104.31 after fees.
- Tilray Brands Inc. (TLRY) – sold a cash secured put at a strike price of $8.00 expiring on April 1, 2022 for a premium of $33.31 after fees.
- ProShares UltraPro QQQ (TQQQ) – bought a closing transaction on a cash secured put at a strike price of $50.00 expiring on April 8, 2022 for a premium of -$29.03 after fees. This is trade was held for about 4 days and resulted in a profit of $75.28.
- Tilray Brands Inc. (TLRY) – bought a closing transaction on a cash secured put at a strike price $8.00 expiring on April 1, 2022 for a premium of -$52.03. This trade was held for about 2 days and resulted in a loss of -$18.72.
- Tilray Brands Inc. (TLRY) – sold a cash secured put at a strike price of $7.50 expiring on April 8, 2022 for a premium of $61.31 after fees.
- Direxion Daily Semiconductor Bull 3X Shares ETF (SOXL) – sold a cash secured put at a strike price of $35.00 expiring on April 8, 2022 for a premium of $127.31 after fees.
- HanesBrands Inc. (HBI) – sold a cash secured put at a strike price of $15.00 expiring on April 1, 2022 for a premium of $14.31 after fees.
- HanesBrands Inc. (HBI) – bought a closing transaction on a cash secured put at a strike price of $15.00 expiring on April 1, 2022 for a premium of -$23.03 after fees. This trade was held for less than a day and resulted in a loss of -$8.72.
- HanesBrand Inc. (HBI) – sold a cash secured put at a strike price of $15.00 expiring on April 8, 2022 for a premium of $37.31 after fees.
- Genius Sports Ltd. (GENI) – bought a closing transaction on a covered call at strike price of $5.00 expiring April 14, 2022 for a premium of -$51.09 after fees. This trade was held for about 21 days and resulted in a profit of $13.22.
- Genius Sports Ltd. (GENI) – sold a covered call at a strike price of $5.00 expiring on May 20, 2022 for a premium of $123.95 after fees.
The total amount of options premium received this week was $346.63.
Account Updates
The Traditional IRA finished the week at about $124,473. This account is down -$2 from the previous week.
The Roth IRA finished the week at about $2,991. This account is up $28 from the previous week.
The 401k finished the week at about $11,732. This account is up $271 from the previous week but includes the regular bi-weekly contribution of about $264.
The taxable brokerage account finished the week at about $394. This account is up $27 from the previous week but includes the regular monthly contribution of $25.
The little bit of bitcoin that I own finished the week at about $26. This is up $4 from the previous week.
The total amount invested is now about $139,616. This is up $328 from the previous week. All of the positions in the portfolio can be seen by clicking “Portfolios” in the menu above.
Wrap Up
This week also included a little bit of income from interest on the savings accounts in the amount of $9.47. The total amount of dividends, options premium and interest received this week was $497.43. This was a great week for creating cash flow from the accounts. At this point, my plan seems to be working well and by the time I retire my accounts should be creating more than enough cash flow to cover my expenses and support my lifestyle.
I did some rebalancing in the 401k this week. I closed out my position in the DFA Real Estate Sector Portfolio and moved the money into the DFA Commodity Portfolio. I felt the real estate exposure in the Roth IRA through various REITs was plenty and having real estate exposure in the 401k was not needed. I also closed out my positions in the Clearbridge Small Cap Growth Fund and moved the money to the Vanguard Small Cap Fund. This position seemed redundant and I felt it was not necessary to have two small cap funds. I also closed out PGIM High Yield Fund and moved the money to the American Funds Capital Income Builder.
In the taxable brokerage account, I closed out my position in CDNA to open a position in ASML. ASML is an interesting company that seems to have a wide moat plus it pays a dividend.
This week was a busy week both financially and personally. Despite all that happened this week I still consider it a good week. That wraps it up for this week. Thanks for following along!
On a side note, I have added a Recommended Resources in the menu. It currently is a work in progress. It will contain blogs and YouTube channels that I enjoy as well as some sites that I use. I hope you take the time to check it out.
*Disclaimer – I am not a financial professional. The information shared here should not be considered financial advice. I am just a factory worker sharing my experience as I strive to achieve financial freedom. Before investing or making any financial decision do your own research and due diligence or consider seeking the advice of a financial and/or tax professional.
Here are some of the businesses that I use that I thought some of you might be interested in.
Lolli has a variety of stores that it is affiliated with and offers rewards for shopping at these stores. I use Lolli when I shop on Chewy and I get bitcoin as a reward. Who doesn’t want free bitcoin! If you are interested in Lolli and want to help support the blog here is my referral link: https://www.lolli.com/share/XP7gxDgqC4
I use M1 Finance for my taxable growth account. M1 Finance offers promotions for signing up. At the time of writing this post, the promotion is for $50. These promotions vary from time to time but is usually a $10 bonus. If you are interested in M1 Finance and want to support the blog here is my referral link: https://m1.finance/ktIiFeOI5zDr
Varo Bank is one of the banks that I use. From time to time the bank will run promotions. Currently, you can earn up to 3% on your savings with Varo, if you meet certain requirements. If you are interested in checking it out, here is my referral link: https://bank.varomoney.com/signup?r=William360
If you use the referral links listed above I could receive compensation. Please take the time to read the terms and conditions before signing up.